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5 Differences Between Fixed Savings And Term Savings
Fixed savings and term savings are two types of savings accounts offered by banks and financial institutions. Fixed savings are […] baca lebih lanjut
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How To Choose The Right Credit Card
The importance of choosing a credit card with a guide because it can help us make wise decisions. With the […] baca lebih lanjut
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The Best Guide to Managing Debt Effectively
Creating a Debt List By writing down all the debts you have, including the amount owed, the interest rate, and […] baca lebih lanjut
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Financial Advice for Married Life
Discuss and Establish Financial Goals Together Discussing and agreeing on financial goals with your partner is an important step in […] baca lebih lanjut
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Tips on Investing Children’s Education: Key for Future Success
Education Savings Plan Many countries offer education savings programs that help us save money for our children’s education. These programs […] baca lebih lanjut
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Financial Tips Specifically for Entrepreneurs
Cash Management Business Financing Business Investments baca lebih lanjut
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Electricity Service Tax Increase from 6% to 8%
When Malaysia transitioned from GST to SST in 2018, TNB began charging a Service Tax on electricity bills starting from […] baca lebih lanjut
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SST increased to 8 percent? What does this mean?
On March 1, Malaysia was taken aback by the announcement of a 2% increase in the Sales and Service Tax […] baca lebih lanjut
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The anticipation for EPF dividends is intensifying!
The announcement of EPF dividends always garners significant attention, especially for those hoping for better returns this year. However, we […] baca lebih lanjut
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Is the Ringgit currently undervalued?
The latest statement from the Governor of Bank Negara on the value of the Malaysian ringgit is a hot topic, […] baca lebih lanjut
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Malaysia achieved its highest-ever approved Foreign Direct Investment (FDI) in history.
Malaysia achieved its highest-ever approved Foreign Direct Investment (FDI) in 2023, reaching a total of 399.5 billion ringgit. This exciting […] baca lebih lanjut
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OPR: Is It Justifiable to Raise It?
In Malaysia’s economic arena, the Overnight Policy Rate (OPR) serves as a primary tool used by Bank Negara Malaysia to […] baca lebih lanjut
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Is Zero Percent Hardcore Poverty A Realistic Goal?
One of the significant achievements we can celebrate is our efforts to reduce hardcore poverty in Malaysia. However, we must […] baca lebih lanjut
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Prime Minister Thailand vs Gabenor Bank of Thailand
Recently, Thailand’s leaders have offered differing views on the country’s economic policy, sparking discussions about proposals to lower interest rates […] baca lebih lanjut
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Perspective on the Comment ‘School is Not Important’ from the Influence of Influencers
There’s a hot issue regarding the viewpoint of influencers who state that school is not important. Often, this view comes […] baca lebih lanjut
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New Rice Brand Alert: Beras Madani in Malaysia!
In a recent announcement, the Malaysian government intends to introduce a new rice brand known as “Beras Madani,” which includes […] baca lebih lanjut
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Where Does The Origin Of Inflation Come From?
Inflation is an economic phenomenon that impacts our daily lives. Let’s look at the origins of inflation in simple terms. […] baca lebih lanjut
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The difference between Economic Transformation and Economic Reform
During the tenure of Datuk Seri Najib Razak and now under PMX, we can observe efforts made to overhaul the […] baca lebih lanjut
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Evergrande Is Bankrupt! What Are The Implications For China And Malaysia?
Recently, the prominent Chinese development company, Evergrande, has been directed to liquidate their assets, signaling their bankruptcy. In August 2023, […] baca lebih lanjut
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The Malaysian Ringgit Has Reached Its Lowest Rate Compared To The Singapore Dollar.
Ringgit Malaysia has recently hit a record low against the Singapore Dollar, exceeding 3.50 Ringgit. Notably, since 2003, the Ringgit […] baca lebih lanjut
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Diesel Fleet Card: Towards Targeted Diesel
Recently, the government started a project for diesel fleet cards. The card is designed for diesel purchases and is part […] baca lebih lanjut
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Sarawak’s Green Energy Initiative: Exporting Sustainable Electricity to Singapore
Sarawak is making headlines with its ambitious plan to supply electrical power to Singapore, a proposition that involves exporting renewable […] baca lebih lanjut
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Malaysia’s Corruption Perception Index Is Improved In 2023
Malaysia has shown notable improvement in its Corruption Perception Index (CPI) ranking for the year 2023, according to a recent […] baca lebih lanjut
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Identifying Challenges Of Malaysia’s Floating Price System
Lately, there have been clear signs that the Malaysian government is moving towards a floating price system, particularly evident in […] baca lebih lanjut
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What Happened To The Economy In Thailand?
Thailand’s Prime Minister Setha Taweesin, has acknowledged that the country’s economy is in what can be referred to as a […] baca lebih lanjut
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Turkey Implements New Interest Rate Hike in Recent Economic Move
In a recent development, Turkey has raised its interest rates to a staggering 45%, a sharp contrast to the 3% […] baca lebih lanjut
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Reforming The Pension System In The Public Sector
Currently, there is a significant discussion surrounding the reform of the pension system in the public sector. It is believed […] baca lebih lanjut
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Risks Of Working In The Gig Economy As A Rider
Recently, there have been discussions about a strike and boycott of Grab among delivery personnel who are dissatisfied with the […] baca lebih lanjut
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Economic Impact On Sabah & Sarawak
Indonesia is in the process of creating a new city known as Nusantara, located in Kalimantan. Nusantara is expected to […] baca lebih lanjut
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Water Tariff Increase?
Recently, we were surprised by the announcement of a water tariff increase of 22 cents per cubic meter starting February […] baca lebih lanjut
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Sarawak Will Be The Most Profitable State
Amidst political uncertainties on the Peninsula, Sarawak emerges as a frontrunner poised for unparalleled success. Observers anticipate that Sarawak’s progress […] baca lebih lanjut
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How Interest Rates Affect the Stock Market
Let’s discuss the basics of the relationship between interest rates and the stock market. When the interest rate is high, […] baca lebih lanjut
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Is Fiat Money The Cause Of Hyperinflation?
First, we will discuss what is meant by fiat money. Fiat money is not a Fiat brand car, but it […] baca lebih lanjut
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What Is Deflation?
Deflation refers to a general decrease in the prices of goods. To understand it, we need to distinguish between inflation […] baca lebih lanjut
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Can BNM Reserves Be Used To Pay Debt?
Bank Negara’s reserves of 113 billion ringgit are not the result of people’s taxes. This money comes from the flow […] baca lebih lanjut
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Is Income From Abroad Subject To Tax When Brought Back To Malaysia?
From January 1, 2022 to December 31, 2026, individuals resident in our country who bring in income from abroad will […] baca lebih lanjut
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Which Decision Is Preferable, Buying Or Renting A House?
Most people find it enjoyable to purchase their first home, especially if it is their dream home. One of the […] baca lebih lanjut
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Deciding To Buy A Car Is Often AnIssue Nowadays
Purchasing a car will be one of the significant decisions you make as soon as you begin working. Although cars […] baca lebih lanjut
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Minimize Credit Card Usage When Shopping In Order To Become A Savvy Consumer
What Is A Credit Card? A credit card is an electronic payment tool that allows you to purchase goods or […] baca lebih lanjut
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Financial Malpractice That May Lead You To Lose Money
You should always take precautions when investing your money in get-rich-quick schemes. Thisscheme frequently guarantees a big return with little […] baca lebih lanjut
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Adding Net Property Value To Your Savings
A net property value statement is a financial scorecard that can usually be used to assess your financial position. This […] baca lebih lanjut
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Budgeting Can Help You Cultivate Saving Habits For Emergency Purposes
Cultivate Saving Habits Budgeting can help you cultivate your savings habits. Without a well-organized savings plan,achieving your financial goals, such […] baca lebih lanjut
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Is Cash Flow Management Important To Us?
Cash management is important in order to have full control over your finances. Cash is a form of exchange used […] baca lebih lanjut
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What is a Budget?
Budgets are a plan for future income and expenses and to manage cash flow. The budgetessentially provides a guide to […] baca lebih lanjut
